Wholesale Asset Participation Program

Learn How the Wealthy
Grow Their Money —
You Can Do It Too

Stop letting your savings sit in accounts that earn fractions of a percent. Better Savings gives qualifying members access to GIA-certified wholesale diamond and luxury jewelry inventory — the same asset class the affluent have used for generations.

Yes — Make Me a Member
Member
MemberAtlanta, Georgia
Member
MemberPortland, Oregon
Member
MemberMiami, Florida
Member
MemberHonolulu, Hawaii
Real Assets. Real Value.

GIA-Certified Wholesale
Diamond & Luxury Inventory
Grow Your WEALTH

Every participation is backed by individually assigned, certified jewelry inventory — tangible assets with intrinsic value that banks can never offer.

Diamond jewelry

Certified Diamond Collections

GIA Graded • Individually Assigned

Luxury watch

Luxury Timepieces

Wholesale Inventory

Fine jewelry

Fine Jewelry

Premium Collection

Diamond ring

Engagement & Bridal

Certified Stones

Diamond

Loose Diamonds

Wholesale Pricing

Participation Benefit Schedule

Projected Resale Return Schedule

Track your projected resale return across your individually assigned wholesale inventory allocation.

Tier Participation Amount Consignment Period Projected Resale Return Range Cap
Tier 1$5,000 – $14,99912 Months13% – 15%$14,999
Tier 2$15,000 – $29,99924 Months16% – 19%$29,999
Tier 3$30,000 – $74,99936 Months20% – 23%$74,999
Tier 4$75,000+48 Months24% – 27%Open
Tier 4$75,000+60 Months28% – 31%Open
Resale Return Calculator

See Your
Projected Numbers

Adjust your participation amount and consignment period to see projected resale value versus what your bank is paying you right now.

Luxury jewelry
$25,000
Est. Annual Resale
—
Est. Monthly Resale
—
Est. Total Resale Value at Term End
—

Projected resale returns are estimates based on historical wholesale-to-retail pricing differentials and are not guaranteed. You are purchasing physical jewelry inventory, not a financial instrument.

Why Better Savings

Your Bank Is Winning.
We Think You Should.

Conventional savings tools are engineered to keep institutions profitable — not families wealthy. Here is the comparison they don't want you to see.

National Bank Savings
0.45%
Average APY. No asset backing. Your money works for them.
High-Yield Savings
4.5%
Better — but still no tangible asset. Still subject to rate cuts.
5-Year CD
5.0%
Locked up. Penalties for early exit. Zero asset value.
Better Savings
13–27%
Projected resale returns. GIA-certified tangible assets. Individually assigned to you.
Diamonds
The Process

How It Works

Four clear steps from enrollment to projected resale return — nothing hidden, nothing pooled.

01

Select Your Amount

Choose a participation tier that fits your financial goals. Our team confirms your tier and consignment period.

02

Purchase & Invoice

Your participation is processed as a wholesale goods transaction under UCC Article 2. You receive a formal invoice.

03

Individual Assignment

Within 90 days, your specific item is assigned to you — documented with an Item Number and GIA Certificate Number. Never pooled.

04

Consignment & Resale

Your item is listed through Hawaii Fine Diamonds' consignment network. Projected resale proceeds distributed at term end.

This program constitutes a wholesale goods transaction codified under Article 2 of the Uniform Commercial Code (UCC). Each member purchases specific wholesale jewelry inventory — no funds are pooled, commingled, or managed collectively. Each item is individually assigned, documented by Item Number and GIA Certificate Number, within 90 days of purchase. This is NOT a securities offering, investment contract, or pooled investment vehicle. Projected resale proceeds are based on historical wholesale-to-retail pricing differentials. Individual results may vary.

Our Difference

What Makes
Better Savings Special

Real Assets, Not Paper

Every participation is backed by a physical GIA-certified diamond or luxury jewelry item — tangible value you can see, verify, and hold.

Individually Assigned — Always

Your item is never pooled, shared, or commingled. Your name. Your item. Your GIA certificate number on file.

Wholesale to Retail Differential

The spread between wholesale acquisition and retail resale is where the projected return is generated — a structural advantage most consumers never access.

Hawaii Fine Diamonds Network

Backed by an established Hawaii-based diamond and luxury jewelry operation with direct wholesale relationships and active consignment channels.

Member Voices

Real People.
Real Results.

I had money sitting in savings earning nothing. Better Savings put those dollars into something real I can actually understand and verify.

Member
Alicia M.
Atlanta, Georgia

The process was completely transparent. Invoice received, item assigned within weeks, team kept me updated throughout the consignment period.

Member
Robert T.
Portland, Oregon

Growing up no one taught me the wealthy access assets at wholesale. This program opened a door I didn't know existed.

Member
Maria G.
Miami, Florida
Get Started

Yes — Make Me a
Better Savings Member

Complete this form and a member of our team will contact you within 24 hours to walk you through next steps.

Welcome to Better Savings

Your inquiry has been received. Our team will contact you within 24 hours.

Better Savings — Admin

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